Which Act includes measures related to identity theft?

The correct answer is the Fair Credit Reporting Act. This Act, enacted in 1970, includes significant provisions aimed at preventing identity theft and protecting consumer information. It establishes guidelines for the collection, dissemination, and use of consumer credit information. One of the key aspects of the Fair Credit Reporting Act is that it helps consumers monitor their credit reports and disputing inaccuracies, which is crucial in identifying and combating identity theft.

Measures related to identity theft include requirements for credit reporting agencies to provide consumers with access to their credit reports and allowing individuals to place fraud alerts on their credit files, making it more difficult for identity thieves to open new accounts in someone else's name. Additionally, the Act mandates that consumers be notified when their personal information has been compromised, further aiding in the fight against identity theft.

In contrast, the Consumer Protection Act broadly encompasses various consumer rights but does not specifically target identity theft in the same manner as the Fair Credit Reporting Act. The Fair Housing Act focuses on preventing discrimination in housing-related activities, and the Truth in Lending Act is primarily concerned with ensuring that lenders provide clear and concise information about the terms and costs of credit. Therefore, the Fair Credit Reporting Act is the most relevant when discussing identity theft measures.