What is required for a borrower to be able to utilize remote online notarization in West Virginia?

In West Virginia, remote online notarization is a process that allows documents to be signed and notarized using electronic means instead of traditional in-person methods. Utilizing remote online notarization necessitates the use of a state-approved platform which is verified for security and compliance with specific legal standards. This requirement ensures that the technology used for notarization meets statutory guidelines and protects the integrity of the notarization process. By using a state-approved platform, the notary can effectively verify the identity of the borrower, maintain the necessary records, and conduct the notarization process securely and legally.

While compliance with federal law and obtaining consent from the lender may play a role in the broader context of imposing legal frameworks or protocols, they are not the specific requirements for conducting remote online notarization. Moreover, the borrower’s physical presence with the notary is not necessary since the purpose of remote online notarization is to eliminate that requirement altogether. Thus, the correct focus is on the use of a platform that adheres to state regulations, ensuring the validity of the notarization.